ew Jersey Car Insurance Tip

#1 – Raise Your Deductible

Adjusting your New Jersey car insurance deductible is the simplest way to reduce your premium, and you won’t reduce a penny of coverage. According to the Insurance Information Institute, raising your deductible from $250 to $1,000 could save you up to 40 percent on the collision and comprehensive portion of your New Jersey car insurance policy.
New Jersey Car Insurance Tip #2 – Discounts

New Jersey car insurance discounts are abundant. For example, if you’re a student driver, your New Jersey car insurance company may offer a good student discount if you hold at least a ‘B’ average. Hybrid car owners, multi-line policy customers and drivers who keep their annual mileage low may also qualify for discounts with participating car insurance companies.
New Jersey Car Insurance Tip #3 – Don’t Pay for Unnecessary Coverage

Shelling out hard-earned money for coverage you don’t need is a surefire way to overpay for car insurance in New Jersey. For instance, you may be a member of a car club that provides roadside assistance yet also pay for towing coverage on your car insurance policy. Eliminate unnecessary forms of coverage and save a bundle on New Jersey car insurance.